Archive for Credit Score

Pros and Cons of Using a Forbearance Agreement to Prevent Foreclosure

A forbearance agreement is sometimes offered to borrowers struggling to meet their home loan obligation and those entering into preforeclosure. When lenders enter into a real estate forbearance contract they agree not to proceed with foreclosure action as long as mortgagors remain in compliance with the terms. The forbearance agreement allows borrowers to obtain special […]

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Do You Know the Difference Between Mortgagor Vs Mortgagee?/feed//feed//feed/

Many home buyers are unclear about the difference between mortgagor vs mortgagee. It’s easy to get confused because some of the terms in mortgage agreements are used interchangeably. For instance, the term mortgagor can also be referenced as grantor or consignor. The distinction concerning mortgagor vs mortgagee is the first makes reference to the individual […]

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What You Need to Know About Pre-Employment Background Checks!

More than eighty percent of employers do some type of background search on new employees. I’ve been in the background screening industry for over thirteen years and in that time I’ve conducted tens of thousands of these background checks. The fact is, one out of eight people have a criminal history. If you take into […]

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How To Improve Your Credit Score – Dos And Don'ts

What is Credit Score: It is a statistical number based on your credit history, repayment habits and other financial data collected from financial institution by the rating agencies. Your Credit Score is an indicator of your Credit Worthiness. This data is collected by the rating agency based on a key or unique identifier like Permanent […]

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How to Become a Professional Home Builder – Part I

Over the years I’ve had many of our builder students ask pertinent questions such as what size home do I build; what do I put in it; where do I build it? Looking back it’s easy for me to make these decisions now, but when I first started building in 1975 these were trial and […]

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Reiki for Prosperity, Abundance and Financial Success/feed//feed//feed/

Quite a few people have written to me asking how to use Reiki to bring abundance, prosperity and/or financial success into their lives. This article is a somewhat shortened version of my blog entry on this matter. Please click on the link below to read the longer version. I’m going to present a few ideas […]

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Thinking of Buying a Used Treadmill – Are You Crazy? Do Not Make These 5 Stupid Mistakes/feed/

First things first, decide whether a treadmill is for you. Before you invest several thousand dollars in a treadmill only for it to end up being a clothes hanger, you have several things to consider. With so many people purchasing exercise equipment that they don’t use, the market is full of used exercise equipment in […]

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ATV Financing 4 Popular Options/feed/

With the purchase price of an ATV being much less than the average street motorcycle there are more options for financing your ATV than when purchasing a motorcycle. The goal of this article is to provide you a view of four popular types of ATV financing. Your success with each method will depend on if […]

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Legal Credit Repair Services – How Can They Help You Fix Bad Credit/feed//feed/

Legal credit repair services can help people who are you suffering from bad credit problems and living paycheck to paycheck. If you are tired of the hassle of dealing with bad credit and you desire to no longer live like that, then why not apply for help with legal credit repair services. This is what […]

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Areas Of Misuse Of Computers And The Internet – Computer Misuse Act

You must already be familiar with data [data: information without context, for example, a list of students with serial numbers, is data. When these figures represent the placement in a 100 meter race, the data becomes an information] and computer misuse [the data stored electronically is easier to access]; with software [software: a general term […]

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